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Our Burn Ratio | Part 2

Our Burn Ratio | Part 2

Part 2 of 3-Part Series Of course, there are many ways to change this number throughout their initial time. The most obvious is reducing their burn rate or the dollars they are burning each month. This can be done through cost cutting measures such as rent, staff salaries and other expenditures. The other is actually generating some revenue during that…

Our Debt Ratio | Part 2

Our Debt Ratio | Part 2

Part 2 of 3-Part Series Unsecured debt is of course debt without any collateral for security. This kind of debt is given based upon the perceived reliability factor of the borrower and this is usually calculated in a credit profile. A financial profile is run upon you as the borrower, taking into account your income, savings, investments, existing debt, current…

Our Real Estate Ratio | Part 3

Our Real Estate Ratio | Part 3

Part 3 of 3-Part Series As such a massive part of any investment strategy, it is no surprise we have a special formula derived for this asset specifically. Our real estate ratio is the following: What annual personal spending is has been defined many times previous ratio’s, but as a refresher, it is the total amount you have spent over…

Our Real Estate Ratio | Part 2

Our Real Estate Ratio | Part 2

Part 2 of 3-Part Series Now that we understand what real estate is, let’s move on to the different classes of it. They are divided into residential, commercial, industrial, special purpose and land. Everyone will have a good idea of the first 3 and what they are, so we’ll do a quick delve into the last 2. Special purpose loosely…

Our Retirement Ratio | Part 2

Our Retirement Ratio | Part 2

Part 2 of 3-Part Series It is important to note that when taking the summation of your retirement accounts, only the qualified accounts are used. This means you could have a large amount in unqualified accounts or investments which will affect the real-life number and differ from the retirement ratio. Of course, there are other factors to consider, such as…