fbpx

145 Front Street East, Suite 107, Toronto, Ontario, M5A 1E1

Call Us Toll Free 1-855-683-4381 Fax 1-855-683-4380

Kismet’s Definition of Wealth!

Kismet’s Definition of Wealth!

I’m often asked what makes Kismet different from other wealth managers. The fact is, most wealth management firms are only concerned with increasing their assets under management (AUM). They earn a percentage based on the funds they manage, and all the other services are just part of a long sales pitch to get you to trust them with your investments.…

TFSA vs. RRSP – The Dilemma

TFSA vs. RRSP – The Dilemma

One month down! Are you meeting your goals, or already scrambling to catch up? I can’t help you with that pesky stomach fat, but as tax season looms closer, it’s a good time to think about everybody’s top investing question: RRSP or TFSA? Ideally, you are able to max out your contribution room in both accounts this year, but if…

5 tips to boost that down payment and avoid insurance fees

5 tips to boost that down payment and avoid insurance fees

CAMILLA CORNELL, SPECIAL TO THE TORONTO STAR When Cris Lam bought her pre-construction Toronto condo in 2014, she was in the enviable position of having a big enough down payment to avoid mortgage default insurance fees. Even with her parent’s contribution, Lam needed a financial planner’s help. She met with Victor Godinho, a financial planner with Pangea Personal Financial Planning,…

Flexibility is Key to First Home

Flexibility is Key to First Home

Despite pitfalls, getting on the ladder as a young buyer is possible. Molly McGrath, 25, and Jonathan Palmer, 27, began their house hunt in early January. “We had just gotten engaged,” she says. “And a gift from my grandfather made it possible for us.” But the couple’s introduction to the Toronto housing market was like a bucket of cold water over her head.

Ditching your wallet wholesale for plastic cards and mobile payments may be a bad idea, say financial advisers

Ditching your wallet wholesale for plastic cards and mobile payments may be a bad idea, say financial advisers

Financial planner Victor Godinho said goodbye to his wallet four years ago and hasn’t looked back. The 23-year-old adviser at the VTAG Financial Group Inc. in Toronto was one of the early adopters of the “cashless” lifestyle, a move to ditch pocket change and bills in favour of plastic cards and mobile phone payments.