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Our Insurance Ratio

Our Insurance Ratio

Part 1 of 1-Part Series Tis the season…for the insurance talk! I know, it’s not the most exciting topic to discuss, but it is one of the most important and an area which everyone should know about and understand. In this case, when we say insurance, we’re referring specifically to life insurance and disability insurance. I must admit when I…

Our Wealth Ratio | Part 2

Our Wealth Ratio | Part 2

Part 2 of 2-Part Series When we said all of the previous ratios have been leading to this one, it wasn’t figuratively speaking! The wealth ratio is literally the summation and culmination of 4 of the most important ratios we have discussed. We won’t go into the details of each of these ratios as the previous articles discuss them at…

Our Burn Ratio | Part 2

Our Burn Ratio | Part 2

Part 2 of 3-Part Series Of course, there are many ways to change this number throughout their initial time. The most obvious is reducing their burn rate or the dollars they are burning each month. This can be done through cost cutting measures such as rent, staff salaries and other expenditures. The other is actually generating some revenue during that…

Our Debt Ratio | Part 2

Our Debt Ratio | Part 2

Part 2 of 3-Part Series Unsecured debt is of course debt without any collateral for security. This kind of debt is given based upon the perceived reliability factor of the borrower and this is usually calculated in a credit profile. A financial profile is run upon you as the borrower, taking into account your income, savings, investments, existing debt, current…