Reducing bad debt is easier than it sounds, but it requires a lot of sacrifice, discipline and planning.  When it comes to paying down existing debt, many become trapped in self-deceptive practices that do little to mitigate the problem, and instead prolong it.  Here’s five examples of bad debt reduction habits that you can identify and take steps to avoid…

Saving money is one thing, but building your inherent wealth is quite another.  It requires short-term sacrifices for the sake of longer-term gain, which can affect everything from your retirement to your mortgage, and freedom to do the things you love most.  Read on to learn about the 5 best ways to build your existing wealth, and how you can…